أثر التمويل الصغير على الحراك الا جتماعي: دراسة عن المشروعات الصغيرة والمتوسطة في بروناي دارالسلام

Abstract

Microfinance has been defined as one of the tools for poverty reduction. In a broad definition, microfinance is a type of financing that can help people with lower income, unemployment and poor by providing them a special type of financing that are specific for them. The aim of this research is to analyze the impact of the microfinance on the social mobility of the small and medium enterprises in Brunei Darussalam. A quantitative approach will be used to obtain the findings of this study in which the findings will be gathered from the distribution of survey to the 29 respondents of Small and Medium Enterprises in Brunei Muara District who uses the microfinance facilities for their businesses. This study used the frequency tools to prove that there is a high level of social mobility of the respondents in Brunei. However, with the use of regression method, this study reveals that social mobility of the respondents has no relationship with microfinance. Thus, it is important for the MFIs in Brunei to see how the social mobility of their clients can improve through the facilities of microfinance.